As an experienced veteran of the home financing industry, I’ve been assisting clients with their home financing needs since 1992. I truly enjoy helping clients achieve their homeownership goals. I believe in taking the time to ascertain my clients’ goals before recommending the best mortgage program to fit their needs. Taking an active role in helping them make the proper decision is integral to my success.
I treat my clients in the manner they should expect to be treated. I focus on delivering an exceptional experience so they will think of me for future home financing needs and recommend me to their friends and family.
In my free time, I enjoy spending time with my family as well as playing golf, reading, music and travel. My charitable efforts include volunteer work for Knights of Columbus, Sports Plus, Georgetown Prep Alumni Association and Men of St. Johns.
Education & Certifications
- Citizens One Construction-to-Permanent Certified
About Citizens One
Our team of mortgage experts at Citizens One is committed to helping customers find the home loan solution that’s right for them. Citizens One is the National Lending Division for Citizens Bank, N.A., a bank with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.
Featured Products & Services
- Fixed and adjustable rate mortgages
- Affordable home financing programs
- FHA/VA loan programs
- Jumbo loans
- Condo financing
- Physician home loans
- Construction-to-permanent financing
- Renovation-to-permanent financing
Fast. Convenient. Easy. Apply Online Today.
Our simple online mortgage application process makes it faster for you to get a new home loan. Easily connect your financial documents and get through the application in as little as 10 minutes!²
Manage Your Mortgage on the Go
The Citizens One Home Loans® mobile app is an easy and convenient way to manage your Citizens mortgage on the go. Available from the App Store® or Google Play.³ Download and register today!
Get a 0.125% Mortgage Interest Rate Discount¹
Ask me how you can save money when you set up automatic payments from your checking account for your new Citizens One mortgage.
Mortgage Learning Center
We’re here to make sure you have the resources and solutions to help you reach your potential. Starting your research early is often the key to a successful financial transaction. With that in mind, we’ve put together a guide to help you learn more about mortgages and the home buying process.