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Robert Nusgart Citizens One

Robert Nusgart

Loan Officer at Citizens One

NMLS ID #204797

Main Number
(410) 245-3758(410) 245-3758


8840 Stanford Blvd
Suite 1800
Columbia, MD 21045


(410) 245-3758(410) 245-3758

About Us

About Me

For the last 30 years, I have built an extensive and varied background in the real estate industry in metro Baltimore area. I’ve held my real estate license, originated residential mortgages and have reported on the industry for one of the country’s largest newspapers as an assistant business editor for The Baltimore Sun. I entered the mortgage banking business in 2002, working for some of America’s largest lenders, where I achieved recognition as a top producer.

Simply, these varied experiences have given me a broad understanding and perspective on what can be a complex marketplace. Yet, I always strive to simplify the process for my clients and customers through straightforward conversation and common-sense solutions.

Over the years I am proud to have helped with the home financing needs for many professionals at Baltimore’s prestigious institutions, professional sporting organizations, universities, non-profits, and other institutions. A graduate of The Ohio State University, I am also an affiliate member of the Greater Baltimore Board of Realtors as well as serving as a board member on the Sales and Marketing Council of the Maryland Building Industry Association.

About Citizens One

Our team of mortgage experts at Citizens One is committed to helping customers find the home loan solution that’s right for them. Citizens One is the National Lending Division for Citizens Bank, N.A., a bank with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.

Featured Products & Services

  • Fixed and adjustable rate mortgages
  • Affordable home financing programs
  • FHA/VA loan programs
  • Jumbo loans
  • Condo financing
  • Second home and Investment property loans
  • Construction-to-permanent financing
  • Renovation-to-permanent financing

Fast. Convenient. Easy. Apply Online Today.

Our simple online mortgage application process makes it faster for you to get a new home loan. Easily connect your financial documents and get through the application in as little as 10 minutes!²

Manage Your Mortgage on the Go

The Citizens One Home Loans® mobile app is an easy and convenient way to manage your Citizens mortgage on the go. Available from the App Store® or Google Play.³ Download and register today!

Get 0.125% Mortgage Interest Rate Discount

Ask me how you can save money when you set up automatic payments from your checking account for your new Citizens One mortgage.

Mortgage Learning Center

We’re here to make sure you have the resources and solutions to help you reach your potential. Starting your research early is often the key to a successful financial transaction. With that in mind, we’ve put together a guide to help you learn more about mortgages and the home buying process.